Benefit Plans
Summary of Group Benefits
HEALTH BENEFITS (Employees and Dependents)
Medical
- Basic BC Medical Plan
- Travel Assistance Program
Extended Health Care
–
Manulife Financial
- 100% for emergency expenses while travelling outside of Canada
- Maximum benefit: unlimited
- 80% (CUPE) or 95% (ADMIN/BCGEU/VIUFA) of prescription drugs, hospital and ambulance charges, etc. excluding amounts eligible for payment by Pharmacare
- $25 deductible per calendar year (whether single or family)
Vision Care
–
Manulife Financial
ADMIN/BCGEU/CUPE/VIUFA
- No deductible
- 100% reimbursement
- $250 maximum payment per person every 24 months
ADMIN/BCGEU/CUPE/VIUFA
- Eye Vision Exams shall be reimbursed to a maximum of $75 every two (2) years.
Dental
–
Manulife Financial
ADMIN/BCGEU/CUPE/VIUFA- No deductible
- Basic Services 100%
- Major Restorative 60%
- Orthodontia 50%; $2,000 maximum benefit payable per child
INSURANCE BENEFITS (Employees Only)
Group Life – Manulife Financial
- Three times basic annual salary rounded to the next higher $1,000 if not a multiple of $1,000
- Maximum benefit: $800,000; CUPE/ADMIN/BCGEU/VIUFA
Accidental Death and Dismemberment – Industrial Alliance Pacific
- Three times basic annual salary rounded to the next higher $1,000 if not a multiple of $1,000
- Maximum benefit: $800,000; CUPE/ADMIN/BCGEU/VIUFA
- Scheduled amounts for dismemberment, loss of sight, etc.
CUPE Long Term Disability Income – Manulife Financial
- Subject to approval of claim by the carrier
- 60% of monthly salary
- The monthly benefit is payable from the first day following the Elimination Period (3 months of continuous disability)
- Payments continue to age 65 provided you remain totally disabled
- Maximum monthly benefit: $12,000
ADMIN/BCGEU/VIUFA Faculty and Administration Common Disability Plan - Manulife Financial
- Subject to approval of claim by the carrier
- Short Term Disability (STD) Income, after 30 calendar days - 70% of gross weekly insured earnings**
- Long Term Disability (LTD) Income, after 6 months - 70% of gross monthly insured earnings**
- STD payments continue for 21 weeks or until the end of the month in which the employee retires, whichever is earlier
- LTD payments continue to age 65 provided you remain totally disabled
** Gross insured earnings refers to an employee's hours eligible for STD and/or LTD insurance normally worked per week or month, as determined by averaging the number of hours he/she actually worked over the 52 week period immediately preceding the date of disability or illness, times his/her hourly rate in effect at the date of disability.
Faculty and Administration Common Disability Plan
(Adobe Acrobat PDF Document)For more information about group benefits including enrollments, changes, terminations and general inquiries, please contact:
Carol Tisdale,
Manager, Payroll and Benefits
Building 300, Room 119
Telephone: 250-740-6237
Fax: 250-740-6166
E-mail: carol.tisdale@viu.ca